Salary Calculator India
Find your take-home pay and income tax for the 2026 to 2027 financial year under the new tax regime, including the standard deduction, the rebate for incomes up to 12 lakh, surcharge and 4 percent cess. Enter a yearly, monthly, weekly, daily or hourly amount, or work backwards from the take-home pay you want. It runs in your browser, so nothing you type is sent anywhere.
Also searched as: india salary calculator · in hand salary calculator · income tax calculator india · take home salary calculator · new tax regime calculator
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How to use it
- 1
Enter your gross salary
Type your gross pay before tax and choose how often you are paid.
- 2
Add your deductions
Under More options, enter a bonus and the EPF, professional tax and other deductions taken from your pay, or tick the box to work backwards from take-home pay.
- 3
Read the breakdown
See take-home pay for every pay period, the income tax with cess, and your average and marginal tax rates.
Questions about salary calculator india
Which tax year does it use?
The 2026 to 2027 financial year (assessment year 2027 to 2028), under the new tax regime, which is the default regime.
Does it use CTC or gross salary?
Enter your gross salary: the fixed pay before tax and payroll deductions. If you only know your CTC, take out the employer’s PF contribution, gratuity, insurance and other benefits that are not paid to you in cash first.
What does it leave out?
It covers the new tax regime for a salaried person with no other income, using the standard deduction of 75,000. The old regime and deductions such as HRA, 80C and home loan interest are not included.
How do I include EPF and professional tax?
Open More options and enter the total you pay in a year. It is taken from your take-home pay but does not lower your tax in the new regime, and it differs by employer and state.
How does working backwards work?
Tick "Work backwards from my take-home pay", enter the amount you want to receive in any pay period, and it finds the gross salary that leaves that amount after tax and deductions.
What comes off an Indian salary
Under the new tax regime for 2026 to 2027, a salaried person gets a standard deduction of ₹75,000, and the rest is taxed in slabs: nothing up to ₹4 lakh, then 5 percent up to ₹8 lakh, 10 percent up to ₹12 lakh, 15 percent up to ₹16 lakh, 20 percent up to ₹20 lakh, 25 percent up to ₹24 lakh and 30 percent above that. A 4 percent health and education cess is added to the tax.
If your taxable income is ₹12 lakh or less, the rebate removes the tax completely, so a salaried person pays no income tax on a gross salary up to ₹12.75 lakh. Just above that, the tax cannot exceed the income over ₹12 lakh. A surcharge of 10, 15 or 25 percent is added to the tax above taxable incomes of ₹50 lakh, ₹1 crore and ₹2 crore, with relief just over each limit.
Example take-home pay in India
These figures are for the 2026 to 2027 financial year under the new regime, rounded to the nearest rupee, for a salaried person with no other income and no EPF or professional tax entered. They come from the same calculation the tool uses. Enter your own EPF and professional tax under More options to see your real take-home pay.
| Gross pay per year | Income tax | Other deductions | Take-home per year | Take-home per month |
|---|---|---|---|---|
| 8,00,000 | 0 | 0 | 8,00,000 | 66,667 |
| 12,00,000 | 0 | 0 | 12,00,000 | 1,00,000 |
| 15,00,000 | 97,500 | 0 | 14,02,500 | 1,16,875 |
| 20,00,000 | 1,92,400 | 0 | 18,07,600 | 1,50,633 |
| 30,00,000 | 4,75,800 | 0 | 25,24,200 | 2,10,350 |